WHAT’S THE ANSWER IF YOUR MORTGAGE REPAYMENT FALLS SHORT?
Whether you’re affected by fluctuating interest rates or or by a change in your personal circumstances, the pressure of maintaining regular mortgage loan repayments can be overwhelming at times. Here is some information to help you understand the available alternatives. What to do before it gets worse If you’re about to miss a mortgage payment or already have, rest assured there is help available. Taking a big breath and raising the issue with your lender is the best thing y
DEALING WITH TROUBLESOME TENANTS
Most tenants are reliable, but if you’re a property investor, chances are you’ll encounter at least one bad renter. From failing to pay rent through to causing damage or conducting criminal activity, these tenants can harm your return on investment. It can be stressful when things go wrong, but try to stay calm and professional, get familiar with the relevant legislation and address the problem promptly and proactively. Don’t let rent slip Late rent payments are common, and
READ. WATCH. LISTEN.
With summer the perfect season to focus on projects around the home, a little inspiration can be the perfect motivation. Take a look at these great picks. Houses magazine: this bimonthly publication showcases Australia’s best contemporary residential architecture and design. It’s full of stunning photos, inspiring ideas and plenty of homes to dream about. ‘Green roofs’ are a growing trend, helping reduce building energy use and carbon emissions, and creating green oases in ou
THE BEST APPS TO HELP YOU HOUSEHUNT, RENOVATE AND DECORATE
These days finding the perfect location to buy a property – and some great options for decorating it – is as easy as flicking through your phone. This list of our favourite Australian location and decorating apps will help you both before and after you move in. Houzz Category: Interior design and renovation Buying a house is just the start. Once you moved in, you’re going to want to make it feel like home. If you’re looking for inspiration, Houzz is a one-stop interior design
THREE QUESTIONS TO ASK BEFORE YOU REFINANCE
The home loan market is constantly changing, with new and attractive deals coming up all the time. Refinancing can help you secure a more competitive interest rate, access the equity in your home, add features (such as an offset account) or consolidate your debts, but there are some important questions to consider before you get the ball rolling. 1.Has my financial situation changed since I first applied for a home loan? A refinance is effectively a brand new loan application