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September 24, 2017

There’s no denying that websites like Airbnb and Stayz have turned the holiday accommodation industry on its head. Anyone with a property, or even just a room to spare, can potentially make some handy cash from this new segment of the travel market.

If yo...

September 17, 2017

Just like you, banks are in business – and they don’t succeed by making bad deals. When they consider your loan application, they’re calculating the financial risk of entering into an arrangement with you.

Let’s break it down.

What the bank considers


For the bank, financ...

September 10, 2017

Most people want their home to be light, bright and airy, but sometimes the stars just don’t align and you can end up with rooms that are unavoidably dark – low on windows or facing away from the sun.

With a few smart tricks (and clever renovations, if you’re up to the...

September 3, 2017

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look.

Here’s why:

The redraw facility explained


A redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you...

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Domantay Consulting Pty Ltd t/as Alecto Finance (ACN 609 131 482) is a corporate credit representative (Credit Representative Number 490586) of Westgate Financial Services Pty Ltd (Australian Credit Licence 410232)