Let Alecto Finance help you navigate through the hundreds of different loan types available for owner occupied and investment property acquisition.

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The team have many years experience working for or laising with the different lenders and are able to assist in securing the most appropriate loan for your specific needs.

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Home loans are secured by residential property. In some cases, interest rates may differ depending on whether the loan is secured by owner occupied on investment property.

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Variable loan

A variable home loan interest rate moves up and down with market interest rates. 

 

Fixed rate loan

Fixed rate home loan ensures that your interest rate remains the same throughout the fixed rate period, giving you security that the repayments will not change during this period.

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Line of credit

Popular for those needing funds for renovating or investing, a limit is put in place and allows you to draw down the funds as you need it.

 

Lo-doc loan

Generally used by self employed borrowers, lo-doc loans require less paperwork and less financial information.

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Construction  and vacant land loan

Construction loans allow for your builder to be paid in stages as they complete the construction. Your loan will increase accordingly.

 

Bridging Finance

Typically a shorter term loan, bridging loans allow you to cover the interval between buying your new property and selling your old home.

 

Self-Managed Super Fund Loan (SMSF Loan)

SMSF Loans allows established SMSFs to borrow money for the purchase or refinance of residential investment properties. 

Financial advice is usually required for these tyes of loans.