Upgrade your gear with asset finance and get rid of outdated tools
Choosing the right asset finance saves you time and money, allowing you to invest in growing your business. It also reduces the risk of outdated equipment and offers tax benefits.
At Alecto Finance, our finance brokers will find the right finance solution for your business. Let us help you get the equipment you need to elevate your business!
Here are some great reasons to get asset finance through us
Expertise
Our experienced brokers find you the best loan options, saving you time and money.
Access to more lenders
Our brokers have access to many lenders, including some not available to the public.
Flexible
Asset finance lets you pay for assets over time, freeing up cash for other business needs and avoiding large upfront costs.
Lower Repayments
Asset finance helps you get lower repayments, allowing you to focus on growing your business.
Time-Saving
Our finance brokers handle all the lender work, saving you valuable time.
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Save Money with Effective Asset Financing
Alecto Finance helps businesses save money with effective asset financing. We use our industry knowledge and network to find the best financing options, offering great terms, competitive rates, and flexible repayments.
We understand each client’s unique goals and financial needs, tailoring our solutions to fit their long-term plans.
From lease agreements to equipment finance and asset-based lending, Alecto Finance is dedicated to minimising expenses and maximising cost-efficiency, empowering business growth and success.
Here's a rundown of the key types of asset finance
You hire the asset and use it until the final payment, then it becomes yours. Payment options can be tailored, including loan period, deposit, and a larger final payment, matching your cash flow.
Chattel mortgages in Australia let you own the asset from the start, with the loan secured by the asset. If you default, the lender can repossess it. Terms are up to five years, with flexible payment options.
A finance lease allows you to use the latest vehicles or equipment while the financier retains ownership. You can choose flexible payment options, with terms up to five years and a residual value set according to the asset's use and tax guidelines.
Operating leases can fund assets like vehicles, equipment, and real estate. Payments are considered operating expenses, not liabilities, helping keep debt levels low.
Asset lending lets businesses borrow money against things they own, like inventory or equipment, to obtain funds for growth or emergencies.
EXAMPLES OF ASSET FINANCED:
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Motor vehicles
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X-ray, ultrasound, MRI and other types of medical imaging equipment
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Dental chairs and equipment
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Gym and Pilates equipment
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Technology such as phone systems, computers, printers and servers • Office furniture
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Office fit outs and signage
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Truck trailers
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Commercial kitchen equipment
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