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Score the gear you need without busting the piggy bank

Get the gear you need to grow without blowing your budget. With asset finance, you can unlock opportunities and take your business to the next level without tying up your capital.

Upgrade your gear with asset finance, and ditch those outdated tools.

Choosing the right asset finance can help you save time and money, so you can invest in growing your business instead. You can also reduce the risk of owning obsolete equipment and enjoy tax benefits.

At Alecto Finance, our consultants are experts in finding the right finance solution for your business. Let us help you get the equipment you need to take your business to the next level!

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Partnering with us comes with a fair few perks

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Access to more lenders

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Less Repayments

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Our brokers have been working with lenders for a fair while. By working with us, you can save time, avoid costly mistakes, and make the most suitable financial decisions for your needs.

Our brokers have got the run of a wide range of lenders, including some that might not be open to the public.

Asset finance can help you spread the cost of an asset over time, which can free up cash flow for other areas of your business. It can also help you get access to the assets you need without having to outlay a large amount of cash upfront.

By securing the best price through asset finance, you can get lower repayments, so you can focus on expanding and growing your business.

Our brokers can save you valuable time by handling all the legwork with lenders on your behalf.

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Cost-Efficiency Made Easy: Minimising Expenses with Effective Asset Financing

Alecto Finance helps businesses achieve cost-efficiency through effective asset financing. We use our deep industry knowledge and extensive network to find the best financing options on the market, ensuring our clients get sweet terms, competitive interest rates, and flexible repayment options.

We take a personal approach to understanding each client's unique business objectives and financial constraints. This allows us to tailor our recommendations and solutions to align with their long-term goals.

Whether it's structuring lease agreements, arranging equipment finance, or facilitating asset-based lending, Alecto Finance is committed to helping clients minimise expenses and maximise cost-efficiency. This empowers them to drive business growth and success.

Here's a rundown of the key types of asset finance


With this type of finance, you hire the asset and use it until you make the final payment. At that point, the title of the asset transfers to you. You can tailor the payment options to suit your needs, including the loan period, a deposit, and a larger final balloon payment. Structured payments can be established to match your cash flow.


Chattel mortgages are a popular finance solution in Australia. They allow you to own the asset from the outset, and your loan agreement is secured by the asset. This means that if you default on your payments, the lender can repossess the asset.

Chattel mortgages typically have terms of up to five years, but you can tailor your loan payments to suit your needs.


Operating leases can be used to fund a variety of assets, such as vehicles, equipment, and real estate. Payments made under an operating lease are often considered operating expenses, which means they do not appear as a liability on your balance sheet. This can be beneficial for businesses that want to keep their debt levels low


  • Motor vehicles

  • X-ray, ultrasound, MRI and other types of medical imaging equipment

  • Dental chairs and equipment

  • Gym and Pilates equipment

  • Technology such as phone systems, computers, printers and servers • Office furniture

  • Office fit outs and signage

  • Truck trailers

  • Commercial kitchen equipment


In a finance lease, the financier owns the asset, while you bear the risk of disposal at the end of the lease. This type of lease can benefit businesses that need the latest vehicles or equipment without tying up a large amount of capital.

You can choose to make lease payments in advance or in arrears, and terms can be up to five years. A residual value is required, which is based on the asset's use and the Australian Taxation Office's guidelines.

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Are you ready to unlock the potential of asset finance for your business?

Discover how our customised solutions can help you optimise your cash flow, minimise expenses, and drive growth. Give us a shout today to explore the possibilities of asset finance and take your business to new heights.

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