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November 24, 2019

If you are buying a new home or investment, chances are you will be attending a lot of open houses and meeting a lot of real estate agents.

Finding the right property involves time and research, so you will need to ask the right questions to ensure you are making a comp...

November 10, 2019

If you are buying or selling a property, the settlement period is when you will deal with finances and paperwork to legally transfer ownership of the property. Your financial and legal reps will handle the hard stuff but knowing what is involved is key to a smooth sett...

October 6, 2019

As a business owner, it’s likely you have no shortage of competing demands on your capital. In your quest for growth, you might want to hire additional staff, move to bigger premises, increase production capacity, diversify your product range or spend more on marketing...

September 29, 2019

Most small businesses use finance when they’re starting out. Access to finance can also help you manage your cash flow, cover unexpected expenses and purchase the equipment you need to grow. Different loans are designed for different circumstances so it’s important to...

September 22, 2019

When it comes to property investment, people tend to think of residential. But commercial property can offer some big advantages as well, either as a space for your own business or as an income provider. We examine the pros and cons of going commercial.

From warehouses...

September 8, 2019

If you applied for a home loan in the current financial environment , your lender would probably assess your application in the context of both your credit score and your credit history – on top of your income, assets, liabilities and living expenses.

Your credit score...

August 18, 2019

Whatever your business needs, a finance broker can help you get approval for the most appropriate and cost-effective solution.

Small business owners who need money to expand, invest in new equipment or smooth out their cash flow often head straight for the bank. However...

November 25, 2018

With the property boom of recent years and the popularity of TV renovation shows like The Block and House Rules, increasing numbers of Australians have been ‘buying to flip’ – buying a property, renovating it and selling it at a profit.

Buying to flip can be lucrative w...

November 19, 2018

New government regulations mean interest-only loans are on the decline. Given the changes, it may be time to reconsider your own loan structure.

Rewind a few years and many people would have confidently assured you that an interest-only loan – a home loan on which you o...

October 28, 2018

Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both.

A home loan is generally a long-term proposition, but in some situations it can be suitable to refinanc...

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Four questions every property buyer should ask their real estate agent

November 24, 2019

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Domantay Consulting Pty Ltd t/as Alecto Finance (ACN 609 131 482) is a corporate credit representative (Credit Representative Number 490586) of Westgate Financial Services Pty Ltd (Australian Credit Licence 410232)