

Take the heat off rate hike fears with these 4 tips for buyers
Have recent rate hikes made you nervous about taking the plunge into the property market? You’re not alone; it’s a buyer’s market for a reason. Here’s how to stay cool and calm when buying your next property. As you’ve probably seen in the news, the Reserve Bank of Australia (RBA) has increased the official cash rate from 0.10% to 3.35% in just nine months. It’s now the highest it’s been since September 2012 – so it’s only natural to feel a bit hesitant about buying property


How to prepare for a fixed-rate mortgage cliff
Do you have a fixed-rate mortgage contract that’s coming to an end soon? It can be a stressful time, particularly with rate rise news dominating the headlines. So today we’ve got some tips for a smooth transition. Like many Australians, you may have taken advantage of the interest rate good times by locking in a cracking rate. But as they say, all good things must come to an end. Indeed, the Reserve Bank of Australia (RBA) has estimated that 800,000 fixed-rate loans will end


RBA hikes the cash rate for the ninth time in a row, to 3.35%
The Reserve Bank of Australia (RBA) has kicked off 2023 by increasing the cash rate a further 25 basis points to 3.35%. How much will this rate hike increase your mortgage repayments in 2023, and how high is the cash rate expected to go? This is the ninth rate hike by the RBA in as many meetings (since May 2022), and it takes the cash rate to its highest level since September 2012. RBA Governor Philip Lowe said in a statement that the RBA board expects that further increases


Considering refinancing your mortgage? Here are some questions to ask
Home loan not up to scratch? Looking for a better rate? Or do you want to unlock equity? Then refinancing could be for you. But there are some important questions to ask first. If you’re considering refinancing your mortgage, you’re not alone. With the rising cost of living and interest rates hitting the hip pockets of many Australians, it’s a popular move. According to ABS data, November 2022 saw refinancing values reach a record high of $13.4 billion. Refinancing may offer