How to instil financial smarts in your kids
Worried about your kids not mastering the skills to manage their finances as adults? These tips for parents will help children develop good financial sense from a young age. Most parents want their children to achieve the Australian dream of home ownership. The good news is that parents can actually play a key role in making this happen by teaching their kids the basics of finance and instilling good behaviours that will last a lifetime. Starting from a young age Children are
Should You Use A Car Broker? Here Are 3 Good Reasons Why
Using a good car broker is no different to using a good finance broker. They do all the hard work for you. Price negotiation is a skill and an art, and for most of us quite stressful. The right car broker will ensure you get the best-priced car with out the stress. Access to in-depth car industry knowledge across all makes and models to guide and assist in the car buying process. It is irrelevant to a professional car broker what car you buy as long as it is the right car fo
Five questions potential first-home buyers should ask themselves
As a new home owner, you may be asked by friends and family interested in buying their first home what to consider before diving in. Here are five tips you can pass on. 1. Is it the right time? Moving house can be stressful and time-consuming, so consider whether it’s suitable right now. Will your children need to move school? Are there work obligations that could make a move challenging? If you’re planning major life changes like having a baby, you’ll need to factor these in
How to turn your tax return into savings
With tax return season just around the corner, it’s time to start thinking about how you can make the most of any extra cash. If you’re expecting a nice refund after lodging your tax return, it can be tempting to dream of a sun-drenched holiday or shopping spree. However, it’s worth considering some other uses for your tax return that can reward you in the longer term. A tax refund snapshot Australians pocket $2,112 on average through their tax refund, according to research f
Finding a home loan when you’re self-employed
There are many perks to working for yourself, but when it comes to applying for a home loan, it seems being your own boss sends up a red flag to banks and other lenders. Why? A salaried employee has a regular, steady income and is less likely to experience the cash flow volatility of a small business owner, contractor, entrepreneur, tradesperson or freelancer. Yet by being proactive and accessing specialist advice, self-employed applicants can also enjoy a successful and hass
